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Health Insurance Blog - Healthcare.gov

Stay healthy—use your free preventive benefits

All Marketplace plans have free preventive benefits to help keep you healthy and avoid more serious illnesses. Talk with your doctor to figure out which services are right for you. Remember, services are only free if you get them from a provider in your plan’s network.

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What preventive services could I get?

Some common services include:

  • Immunizations (vaccines)
  • Blood pressure screening
  • Cholesterol screening
  • Depression screening

Check all the free preventive services available to you and your family.

How can I find a provider in my plan's network?

  • Contact your plan or visit their website to find their provider directory or ask about specific providers.
  • Ask your current provider if they participate in your plan’s network.

Learn more about how to use your coverage to stay healthy.



POSTED APRIL 17, 2025
Discover your health care options after Open Enrollment

Missed the January 15 deadline for 2025 Marketplace Open Enrollment? Don’t worry—you may still have options for health coverage for the rest of the year. 

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Enroll with a Special Enrollment Period 

You could be eligible for a Special Enrollment Period to get or change your health coverage if:

  • Your income is within a certain range
  • You’ve had a qualifying life change, like losing your health coverage, getting married, having or adopting a baby, or moving
  • You're a member of a federally recognized Tribe or Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder

If you qualify, you can enroll in Marketplace coverage anytime this year, even outside the regular Open Enrollment Period.

Find out if you qualify

Enroll through Medicaid or CHIP

You can apply for health coverage through Medicaid or the Children’s Health Insurance Program (CHIP) at any time if you’re eligible.

  • These free or low-cost programs provide coverage for hospital stays, doctor services, prescription drugs, and more for children and qualifying adults.
  • Learn more about these programs.

With Open Enrollment now over, explore your coverage options for the rest of the year.



POSTED JANUARY 16, 2025
Going once, going twice...Open Enrollment ends soon!

Time’s almost up to get health coverage for 2025. Act before January 15 to enroll in health coverage that starts February 1. 

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Enroll in health coverage now that meets your budget & needs

Depending on your expected household income for the year, you or members of your household may qualify for lower costs or coverage through Medicaid or the Children’s Health Insurance Program. Got questions about applying? Get help now. 

Ready to enroll?

  • New users: Welcome! Create an account to fill out an application for the first time.
  • Returning users: Welcome back! Log in to update your application, compare plans, and change or renew for 2025.


POSTED JANUARY 08, 2025
The clock is ticking! Open Enrollment ends in 1 month

Do you hear that? It’s the clock ticking towards the January 15 deadline. You still have time to apply for, renew, or change 2025 health insurance.

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Note these important dates:

  • January 15, 2025: Deadline to apply for and enroll in 2025 coverage.
  • February 1, 2025: Coverage starts.

Don't miss out! After January 15, you can only enroll in or change your health plan for 2025 if you qualify for a Special Enrollment Period. If not, you may have to wait until next year to get coverage.

Ready to apply & enroll today?

  • First timer? If you're new to HealthCare.gov, create an account to fill out an application.
  • Returning user? Log in to update your application, compare plans, and enroll or re-enroll.

Have questions? Get help now.



POSTED DECEMBER 15, 2024
To start your coverage, make sure you pay your monthly premium

To start your new 2025 Marketplace coverage, pay the first premium. This is the amount you pay every month to the health insurance company to keep your coverage.

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Pay your monthly premiums

How to pay your monthly premium to start your coverage

Follow your insurance company’s instructions on how to pay.

  • Pay online. You might be able to pay your first premium through your Marketplace account or through your insurance company.
  • If you can't pay online, your insurance company should tell you how to pay your premium. If they didn't, reach out to them.
  • If you aren’t sure you paid, check your Marketplace account to find out if your coverage is active.

Get details on how to pay your premium to complete your enrollment.



POSTED DECEMBER 12, 2024
Act now: Enroll by December 15 for coverage that starts January 1!

Don't wait—time is running out! The December 15 deadline to apply, renew, or make changes for Marketplace coverage starting January 1 is fast approaching. Take action now to ensure you don't experience any gaps in your coverage.  

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Prioritize your health in 2025: Apply today

Kick off 2025 by getting health coverage for you and your family that starts January 1. Act now to ensure you’re ready for the year ahead. 

  • If you’re new to HealthCare.gov: Create an account and complete your application.
  • If you have 2024 Marketplace coverage: Log into your account to update your application, compare plans, and change or renew your coverage for next year.
Even if you want to keep your current plan, it’s important to review and update your application to account for any income or household changes, see all available options, and make sure you don’t miss the chance for coverage starting January 1.  

Get Marketplace overview



POSTED DECEMBER 05, 2024
Only 2 weeks left for January 1 coverage

Apply for, renew, or change your Marketplace plan by December 15 to make sure your coverage starts January 1.  

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Already have Marketplace coverage?

Whether you want to keep your current coverage or you’re ready for a change, you should log into your account to update any income or household changes for next year. This makes sure you get the right amount of savings and can help you find other plans that may better fit your needs.

Applying for the first time?

  • Create an account to apply.
  • Get some quick tips about the Marketplace.
  • Learn how to choose a Marketplace plan.

Start next year off right. Make sure you’re covered starting January 1.



POSTED DECEMBER 01, 2024
Act now for health coverage in 2025

Open Enrollment is now. Start 2025 off right by enrolling in coverage for the new year. 

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For coverage to start:

  • January 1, 2025: Act by December 15, 2024
  • February 1, 2025: Act by January 15, 2025

Make time today for a few easy steps. Coverage may be more affordable and easier than you think. 

Apply & enroll today:

  • New to the Marketplace? Create an account.
  • Already have an account? Log in to update your application, compare plans, and change or renew for 2025. Need help applying or have questions? Get help now.


POSTED NOVEMBER 21, 2024
Check out 2025 Marketplace coverage options – find, compare, & save!
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Before you apply, check out 2025 coverage options in the Marketplace and get an idea if you qualify for savings. Answer a few quick questions to preview plans and prices before enrolling or renewing coverage for 2025 — you don’t even have to log in! 

Enroll by December 15 for coverage that starts January 1.

Check to see if you'll save on 2025 Marketplace coverage:

  • Find Marketplace premiums or check if you may qualify for Medicaid or Children’s Health Insurance Program (CHIP) coverage. Enter:
    • Your state
    • The number of people in your household (even if they don’t need health coverage)
    • Your estimated household income (use this calculator for help)
  • Before you apply, you can also preview 2025 plans with price estimates based on your expected income.

Apply now

  • If you’re new to HealthCare.gov, create an account to fill out an application for the first time.
  • If you have 2024 Marketplace coverage, log in to update your application, compare plans, and enroll or renew for 2025.

Need help applying or have questions? Get help now.



POSTED NOVEMBER 07, 2024
Enroll in 2025 Marketplace health insurance: Apply today!

Don’t delay — enroll today! Open Enrollment for 2025 health insurance is here. Enroll in a new plan or change your coverage for the year ahead.

Enroll by December 15, so your coverage can start January 1. Open Enrollment ends on January 15, 2025.

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Apply and enroll at HealthCare.gov

There are several ways to sign up for health coverage, but the quickest and easiest is to apply online. Here’s how to get started:

  • First time applying? Create an account to start a new application.
  • Already have an account? Log in to start or update an existing application.

Follow these 4 simple steps to complete your enrollment.

Got questions? Help is available

  • Call the Marketplace Call Center. Call us to ask questions, start or finish your application, compare plans, or enroll. Get free, unbiased personal help.
  • Meet with an in-person assister. Search by your city, state, or ZIP code to find local people and organizations who can help you apply for coverage, choose a plan, and enroll. Some offer help in different languages. 
  • Connect with an agent or broker. Agents and brokers can help you enroll in Marketplace coverage and can even take care of the whole process. (They might earn a commission from health insurance plans for enrolling you.)

Don't wait to enroll for 2025 — most people qualify for savings, and plans cover preventive care, essential health benefits, and more!

Learn more about Marketplace plans



POSTED NOVEMBER 01, 2024

News Archives - Insurance Journal

Senate Debates Whether to Adopt Revised State AI Regulation Ban
Two key U.S. Republican senators agreed to a revised federal moratorium on state regulation of artificial intelligence to five years and allow states to adopt rules on child online safety and protecting artists’ image or likeliness. Senate Commerce Committee chair …

POSTED JUNE 30, 2025 6:34 PM
1 Dead, 2 Injured in Philadelphia Explosion That Damaged Several Homes
One person died and two others were injured after an explosion damaged several homes on Philadelphia’s north side early Sunday, according to authorities. Firefighters responded to a report of an explosion just before 5 a.m., according to the Philadelphia Fire …

POSTED JUNE 30, 2025 6:30 PM
Meta, TikTok Can Be Sued by Mother of NYC Teen Killed While ‘Subway Surfing’
Meta Platforms and TikTok owner ByteDance must face a wrongful death lawsuit by the mother of a 15-year-old Manhattan boy who died while “subway surfing” on a moving train, a New York state judge ruled. Justice Paul Goetz ruled on …

POSTED JUNE 30, 2025 6:00 PM
Texas Establishes Response Team to Prevent Re-Emergence of Invasive Screwworm Fly
Gov. Greg Abbott wants Texas to get serious about an invasive, parasitic fly that poses a serious threat to the state’s livestock and wildlife. Abbott ordered the Texas Animal Health Commission and the Texas Parks and Wildlife Department to establish …

POSTED JUNE 30, 2025 4:48 PM
Containment Grows on Southern California Wildfire As Evacuation Orders Lifted
Firefighters made quick progress battling a wildfire in Southern California, which is now 25% contained after burning 485 acres in San Bernardino County and prompting evacuations. The Lake Fire erupted Saturday afternoon north of Crestline and Lake Arrowhead. No injuries …

POSTED JUNE 30, 2025 4:20 PM
Omni Hotels Sued for Alleged Religious Discrimination at Chicago Property
Omni Hotels Management Corporation violated federal law at its Michigan Avenue location in Chicago when it discriminated against an employee by denying his request to not work on Sundays due to his religion, the U.S. Equal Employment Opportunity Commission (EEOC) …

POSTED JUNE 30, 2025 4:17 PM
Flint, Michigan Struggles to Complete Lead Pipe Replacement Decade After Water Crisis
Jeffrey Bell watched as crews dug up and replaced neighbors’ lead water pipes, hoping his mother’s house would be next. Workers told him it wasn’t on their list but probably assigned to another contractor. With Flint’s lead pipe replacement program …

POSTED JUNE 30, 2025 4:12 PM
Tech Industry Trade Group Sues Arkansas Over Social Media Laws
A tech industry trade group sued Arkansas Friday over two new laws that would place limits on content on social media platforms and would allow parents of children who killed themselves to sue over content on the platforms. The lawsuit …

POSTED JUNE 30, 2025 4:07 PM
US Warns Iran-Tied Hackers Pose Ongoing Risk to American Firms
Iran-affiliated hackers remain a potential threat to critical sectors of the US economy, including defense contractors and other American organizations, according to a bulletin published Monday from the FBI, the National Security Agency, the Cybersecurity and Infrastructure Security Agency and …

POSTED JUNE 30, 2025 3:03 PM
Idaho Officials Say Gunman Started Fire, Then Fatally Shot 2 Firefighters in Ambush
A man armed with a rifle started a wildfire and then began shooting at first responders in a northern Idaho mountain community, killing two firefighters and wounding a third during a barrage of gunfire over several hours, authorities said. A …

POSTED JUNE 30, 2025 1:50 PM

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does Missouri Insurance Exchange confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.

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